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Discard credit reports? What does it mean (and how to fix it)

Whether it is a new list or something that has been on your credit reports for years, a discount is cause for concern. Not only does it cause significant damage to your credit score, but it probably means dealing with aggressive debt collection efforts, including the possibility of a lawsuit. Your best line of defense? Learn all you can about what a discount really means and what you can do to fix it during the credit repair process.

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